Make the Right Call

Cash offer vs. listing with an agent

Listing is the right move for some homes. A fast, as-is cash sale is right for others. Here's the honest, side-by-side comparison, and how to tell which fits you.

The Difference

Selling to us vs. listing with an agent

Listing is the right move for some homes. For others, the fees, repairs, and uncertainty aren't worth it. Here's the honest comparison.

Listing with an agentSudbury Home Buyers
Commissions & fees3-5% in realtor commissions plus closing costsNo commissions, no fees, the offer is what you get
Repairs & cleaningFix, paint, and stage before it shows wellWe buy as-is, leave it exactly as it is
ShowingsStrangers through your home for weeksOne quick private walkthrough, that's it
TimelineWeeks or months, with no guaranteeA firm cash offer in 24 hours
Closing dateDepends on a buyer's financing and scheduleYou pick the date, as fast as ~2 weeks
CertaintyDeals fall through on financing or inspectionCash offer, no financing, it closes
PrivacyPublic MLS listing and open housesA private, off-market sale, no sign on the lawn

Not sure which is right for you? We'll give you an honest take, even when that means listing.

So which one is right for you?

If your home is in good shape, you're not in a hurry, and you don't mind showings and repairs, listing with a good local agent will usually fetch the highest sale price, and we'll happily point you to one.

But a cash sale tends to win when speed, certainty, and convenience matter more than squeezing out the last dollar, for example when the house needs work you don't want to pay for, when you've inherited a property from out of town, when a tenant situation has worn you out, or when you simply need a sale that won't fall through. Once you subtract commissions, repairs, and months of carrying costs, the net is often closer than people expect.

Not sure? That's exactly what a no-obligation offer is for, get the number, compare it, and decide with real information.

No Repairs · No Fees · No Pressure

Ready to see your cash offer?

Tell us about your house and get a fair, no-obligation offer, on your timeline. It costs nothing, and you're never locked in.

Prefer to talk? Call or text 705-998-1158

Get your free, no-obligation cash offer